Terms and Conditions of Use (TOU) and Privacy Policy
ILZ & Associates Accounting provides the Terms and Conditions of Use (TOU) for our website below. Questions concerning these TOU may be submitted to imarqbookkeeping2@sbcglobal.net.
Terms and Conditions of Use
Terms of Use
Last Updated: October 18, 2025
These Terms of Use (“Terms”) govern your access to and use of ILZ & Associates Accounting’s
websites, web pages, client portal, mobile applications, emails, texts, posts, and other electronic messages (collectively, the “Site”). By using the Site, you agree to these Terms. If you do not agree, do not use the Site.
Questions? Contact: imarqbookkeeping2@sbcglobal.net
1) Who we are
“ILZ & Associates Accounting,” “ILZ,” “we,” “our,” or “us” refers to the operator of the Site.
2) Ownership & license to use the Site
All content and functionality on the Site (including text, graphics, logos, images, software, and the design/layout) are owned by us or our licensors and protected by U.S. and international IP laws. We grant you a limited, revocable, non-transferable, non-exclusive license to access and use the Site for your personal, non-commercial use in compliance with these Terms. We may modify, suspend, or discontinue any part of the Site at any time without notice.
3) Prohibited uses
You agree not to:
- Modify, copy, distribute, publicly display, or exploit Site content or services for commercial purposes without our prior written consent.
- Reverse engineer, decompile, or attempt to access the Site’s source code or any software supporting the Site.
- Use data mining, scraping, robots, or similar data-gathering/extraction methods.
- Upload or transmit malware, viruses, time bombs, cancelbots, or other harmful code.
- Post or transmit content that is illegal, infringing, defamatory, harassing, obscene, deceptive, harmful to minors, or otherwise objectionable.
- Remove proprietary notices or copyrights.
- “Mirror” the Site or transfer your access rights to another person or entity.
Your license to use the Site automatically terminates if you violate these Terms. We may terminate or restrict access at any time for any reason.
4) User content & feedback
If you post or submit content that is visible to the public (“User Content”), you grant us a worldwide, non-exclusive, royalty-free, sublicensable, irrevocable license to use, reproduce, adapt, publish, translate, distribute, and display that content in any media to operate, promote, and improve the Site. You represent you have all necessary rights to your User Content and that it doesn’t infringe others’ rights or violate these Terms. We may remove any User Content at any
time.
5) No professional advice; no client relationship
Information on the Site is general informational content and not accounting, tax, legal, or investment advice. You should not act on Site information without obtaining professional advice tailored to your situation. Using the Site does not create a client relationship with ILZ.
Any engagement for services requires a separate signed agreement.
6) Client portal; account security
If you register for a portal or account, you are responsible for maintaining the confidentiality of your credentials and for all activity under your account. Notify us immediately of any unauthorized use. We may disable any username or password at our discretion.
7) Electronic communications consent
By using the Site or contacting us electronically, you consent to receive communications from us electronically (including emails, texts, and portal messages), subject to our Privacy Policy and any applicable opt-in requirements.
8) Third-party links & services
The Site may link to third-party sites or services. We do not control or endorse them and are not responsible for their content, policies, or practices. Your use of third-party sites is at your own risk.
9) Changes to the Site and these Terms
We may update the Site and these Terms from time to time. Your continued use after updates are posted means you accept the updated Terms. Check the “Last Updated” date above
10) Disclaimer of warranties
11) Limitation of liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, ILZ, ITS AFFILIATES, LICENSORS, SERVICE PROVIDERS, AND THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES; LOSS OF PROFITS, GOODWILL, DATA, OR BUSINESS; OR PERSONAL INJURY OR PROPERTY DAMAGE ARISING OUT OF OR RELATED TO YOUR USE OF (OR INABILITY TO USE) THE SITE OR THIRD PARTY SITES, EVEN IF FORESEEABLE. SOME JURISDICTIONS DO NOT ALLOW CERTAIN LIMITATIONS—IN SUCH CASES, OUR LIABILITY WILL BE LIMITED TO THE FULLEST EXTENT PERMITTED BY LAW.
12) Indemnification
You agree to defend, indemnify, and hold harmless ILZ and its affiliates, licensors, and service providers (and their officers, directors, employees, contractors, and agents) from any claims, losses, liabilities, damages, costs, or expenses (including reasonable attorneys’ fees) arising from your use of the Site, your User Content, or your violation of these Terms.
13) Accuracy; revisions
The Site may include technical, typographical, or photographic errors. We do not warrant that materials are accurate, complete, or current. We may change content without notice and have no obligation to update materials.
14) Governing law; venue
These Terms and any claims relating to the Site are governed by the laws of the state in which we are headquartered, without regard to its conflict-of-laws rules. Subject to any applicable arbitration terms (including those in the Mobile Messaging Addendum below, if you participate in that program), you consent to the exclusive jurisdiction and venue of the state and federal courts located there.
14) Entire agreement & severability
These Terms, our Privacy Policy, and any other documents or policies referenced herein are the entire agreement between you and us regarding the Site and supersede prior or contemporaneous agreements on that subject. If any provision is unenforceable, it will be limited to the minimum extent necessary, and the remaining provisions will remain in full force.
14) Mobile Messaging Addendum (Thryv Program)
We use Thryv, Inc. to provide optional SMS/MMS communications (the “Program”). By opting into the Program, you also agree to Thryv’s Mobile Messaging Terms & Conditions, including:
- Opt-in/Opt-out: You can opt out at any time by replying “STOP” to 85100 (or to any Program message). For help, reply “HELP” to 85100 or email smsinfo@thryv.com. Message/data rates may apply.
- Human-initiated messaging: Messages require human intervention and are not sent via
an autodialer, but by participating, you agree to receive marketing messages; consent is not a condition of purchase. - Disclaimers: Delivery may be delayed or fail due to your carrier/network. Program is provided “as is.”
- Dispute resolution: As set forth by Thryv, disputes related to the Program are subject to binding arbitration in Dallas, Texas before JAMS under the applicable JAMS rules, with the Federal Arbitration Act governing, and proceedings on an individual basis only (no class actions).
- Privacy: Thryv states it does not sell, rent, or transfer phone numbers collected through
the Program for third-party marketing. Thryv may disclose information as required by law or to protect rights and property.
For full terms that apply to the Program, see the Mobile Messaging Terms & Conditions in the
Privacy Policy and/or within Thryv’s materials.
Privacy Policy
Revised: March 6, 2024 (restated for clarity on October 18, 2025)
Our privacy is important to us. This Privacy Policy explains how ILZ & Associates Accounting (“ILZ,” “we,” “our,” or “us”) collects, uses, discloses, and protects information on the Site and related services (the “Services”). This Policy applies only to this Site and Services.
1) Personal Information we collect
We may collect the following categories of Personal Information:
- Contact Information: name, mailing address, email, phone.
- Other Identifiers: IP address, social handles, login credentials.
- Financial Information: payment card/bank information (processed by our payment
providers). - Demographics: age, gender, employment/salary info (if provided).
- Geolocation Data (approximate).
- Internet/Electronic Activity: browsing/search/click history and how you use the Site
and Services. - Commercial Information: products/services purchased or viewed.
- Audio/Visual: photos, videos, and content you submit.
- Inferences: profiles about preferences, characteristics, and behavior derived from the above.
2) How we use Personal Information
- Transactional: process orders/registrations, communicate about your account or
services. - Analytics: understand usage and improve the Site/Services.
- Marketing: send offers, promotions, targeted ads, and loyalty benefits (where permitted).
- Maintenance & Support: operate the Site, respond to requests, diagnose issues.
- Reviews & Content: display your reviews or content you authorize us to show.
- Security & Fraud Prevention: protect the Site, our company, and others.
- Legal/Compliance: comply with laws, enforce policies, and protect rights.
- With Consent/Related Purposes: for purposes you authorize, including secondary uses reasonably related to original collection.
3) Sources of Personal Information
- Directly from you (forms, portal, chatbot, email, phone).
- Service Providers (analytics, hosting, session replay, communications).
- Other third parties (public sources, social platforms, or where you link accounts).
- Automatically via cookies, pixels, and similar technologies.
4) How we share Personal Information
- Service Providers: who perform services on our behalf (hosting, analytics, marketing,
storage). They must use reasonable security and may only use data as directed. - Affiliates: controlling/controlled/common-control entities (where acting as service
providers or required by law). - Corporate Transactions: in a merger, acquisition, sale, financing, or similar event.
- Legal/Compliance: to comply with law, respond to legal requests, protect rights, prevent
fraud, and ensure safety.
We do not sell phone numbers collected solely via our mobile-messaging Program for third-party marketing.
5) Privacy notice for Mobile Messaging (Thryv)
We use information you provide to send Program messages and respond as needed. We do not sell, rent, loan, trade, or lease phone numbers or Program data to third parties for their marketing. We may disclose information as required by law or to protect rights/property. Program terms (opt-in/opt out, arbitration, etc.) are detailed in the Mobile Messaging Addendum above.
6) Cookies
We use cookies and similar technologies to operate and improve the Site, personalize content, and for advertising/analytics. Most browsers allow you to block or delete cookies, but some features may not function without them. Some service providers set their own cookies.
Google Analytics: You can opt out via https://tools.google.com/dlpage/gaoptout/
7) Session replay technology
We use session replay to record and analyze interactions (clicks, scrolls, taps, navigation, device specs) to improve quality, support, security, and marketing. Our session replay vendor acts as our service provider and may process/store data for us.
8) Chatbot technology
If you use our chatbot/virtual assistant, we collect the information you provide and may retain transcripts for quality, support, fraud prevention, and security. Our chatbot vendor acts as our service provider.
9) Advertising & online tracking
We and third-party partners may collect data about your activities over time across sites/devices to provide interest-based advertising and measurement using cookies, pixels, mobile ad IDs, and similar tech. Your choices may be browser- and device-specific.
To learn more or opt out of some interest-based advertising:
Our systems may not recognize “Do Not Track” signals.
10) Your choices
- Email marketing: opt out via the unsubscribe link in our marketing emails. (You may still receive non-marketing/transactional emails.)
- Cookies/Ads: manage via browser settings and the links above.
11) Be careful what you share
Information you post publicly or share with third parties may be seen, used, or shared by others. We cannot control third-party use—share carefully.
12) Security
We maintain administrative, technical, and physical safeguards appropriate to the nature of the information we process. However, no method of transmission or storage is 100% secure; use the Site at your own risk.
13) Links
Third-party sites are governed by their own policies. We are not responsible for their practices.
14) Children’s privacy
The Site is intended for users 18+. We do not knowingly collect Personal Information from children under 13. If we learn we have, we will delete it.
15) Processing in the United States
We process and store information in the United States. If you are outside the U.S., your information may be transferred to and accessed in the U.S., which may have different privacy protections. By using the Site, you consent to this transfer.
16) Notice to residents of Canada
You may request access to and correction of your personal information. We may require identity verification and may restrict access where permitted by law (e.g., to protect others’ privacy). Subject to legal limits, you may withdraw consent prospectively, but we may be unable to provide services that require processing.
17) Changes to this Policy
We may update this Policy by posting a revised version with a new “Revised” date. Your continued use after changes are posted signifies consent to the updated Policy.
18) Contact us
Questions or complaints: imarqbookkeeping2@sbcglobal.net (Or use the contact details on our Site.)